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Life Insurance Quote

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Group Insurance Quote

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Critical Illness Insurance Quote

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Light up your Life!

One of the best gift to your loved ones.

Life Insurance
"You don’t buy life insurance because you are going to die, but because those you love are going to live."

Light up your Life!

Association with all major insurance companies

Updated search for best options considering your requirements

Light up your Life!

Serving customers in 4 continents

Providing services to a "Global Village"
"International Expertise
& Network
no matter where you are..."

Light up your Life!

Enhance your Employees' Productivity

Group Insurances

“Secured Employees are Productive Employees”

Light up your Life!

Enjoy every moment of your life

Critical Illness Insurance

"Providing you with the security that you can continue to enjoy life, even if life changes its path"

Light up your Life!

One of the best gift to your loved ones.

Life Insurance
"You don’t buy life insurance because you are going to die, but because those you love are going to live."

Get an insurance quote!

Life Insurance

Every person is unique & individual and so are his life insurance requirements.
So making the correct decision is critical to ensure that your loved ones get what they need, when you are not around to guide them. We have a range of products to meet your needs. We can review your personal situation and make appropriate recommendations. And as your life changes, we’ll be there to re-evaluate your needs and suggest new products or changes to existing products.
Life insurance can help you accumulate cash value on a tax-deferred basis to supplement your retirement savings. Life insurance can be used to cover burial expenses, pay the mortgage, fund your child’s education, and provide a nest egg for your family or favorite charity.

Get an insurance quote!

Group Insurance

Customized solutions covering all your special requirements.

Your diverse employees’ need and your specific business conditions require a very tailored solution to ensure that you get the best value of your plan. We, with our vast experience, in-depth and up-to-date knowledge, will work with you and will provide you comprehensive analysis, what-if scenarios and an objective comparison of your options. With our trained customer support, you can make the best decision for your team.

Get an insurance quote!

Critical Illness Insurance

In the “roller coaster” of life, we provide you the security to continue enjoying after each curve.

You and your family need the protection against significant life and health challenges. We develop specialized 'Critical Illness & Disability' plans that offer income or lump sum payments from all the options available in most reputable companies. A solution which suits your needs, so that you can continue to enjoy the ride.

  • Life Insurance
  • Group Insurance
  • Critical Illness Insurance

Call us: (905) 918-0099

"Providing you with the security that you will continue to enjoy in life, even if life changes its path."

• We are a fully independent insurance broker, providing trustworthy insurance services for the last 40 years.
• Not being tied to any company or products means that we look after your interests and not those of a particular insurance company.
• We work with you and for you to find the best insurance deal that meets your interest and your unique needs.
• We analyze different quotes available in the market, simplify insurance/legal jargon and guide you through the tricky process of purchasing an insurance policy.

Our Services and Expertise are way above the rest!

Serving and helping clients for 40 years in building their financial structure

Contact us to provide yourself financial freedom to ... "light up your life!"

Light up your life!

“There's no harm in hoping for the best, as long as you're prepared for the worst.”

Secure your Tomorrow


What Our Clients Say!

Five Ways Financial's team of enthusiastic members strives to provide our clients with STELLAR SERVICE through QUALITY COMMITMENT and PROFESSIONAL EVALUATION. We are dedicated to fostering and maintaining long-term relationships by focusing on ultimate customer satisfaction.

Five Ways offers excellent Group Insurance services. Always courteously and promptly replies to our questions and very helpful in every way

Astrid Grzybala Comptroller, AVG (OEAM) Inc, Ontario

Five Ways is always there for me & my family. Their team is very friendly, courteous, and efficient. I would gladly recommend Five Ways to my friends or anyone who might be interested in buying life insurance.

Zahid Alibhai President, Industrial Textiles

I would recommend Five Ways Financial to anyone who might be interested in buying life insurance without any hesitations. Mohammed Jaffer personally handled my account and carefully attended to my needs. I was very impressed with the affordable cost of my insurance policy.
Victoria Franesc

Victoria Franesca

Your service and continuous support in obtaining my life insurance policy has been excellent!

Nick Simone

My wife and I decided to choose Five Ways Financial because of their honest reputation in the community. They worked with us to find the best package to fit our needs and future. Our Five Ways Representative made a personal connection with us, allowing us to feel secure in having them handle our financial future. We appreciate that we can contact our representative regarding any questions or concerns and with confidence know they will give us honest, professional advice that is best for our future.

Ali-Hassan Panju

Five Ways truly understands and knows the depths and breadths of the industry sector, they offer services for. In lay man terms, they know what they are doing. Very professional organization and a very friendly, knowledgeable and efficient staff. - See more at:

Syed Qamar Raza

Trust and word of mouth encouraged me to select Five Ways. I found them to be flexible, offer exceptionally friendly service, transparent with a client first attitude. Support is awesome as all questions and concerns are responded to in a very efficient and effective way with proper informative details. Five Ways will advise and align policies based on client needs.

Bineet Lathia

We have been customers of Five Ways Financial for over twenty-five years. We have always been satisfied with the great customer service we get from them. They are always friendly, courteous and take the time to explain everything in detail on any questions we may have. I will continue to use Five Ways Financial for all my Financial and Insurance needs and have no hesitation to recommend them to family and friends.

Dinesh Jindal

I got the reference of Five Ways Financials from my colleague. I found them very professional. They explained me all possible options for my insurance need. They cleared all my doubts and helped me to choose best one.

Sanjeev Dhussa

40 years and still counting....

Five Ways to Financial Freedom

40 years ....

Learn what is most important to you from financial industry experts led by a 40-year industry veteran!


Deal with someone who represents almost all insurance companies locally, nationally and internationally and can get you the best product from a reputed company!


Benefit from our affiliation with top class legal attorneys, tax specialists & insurance “gurus” to scrutinize your financial portfolio and provide the advice best suited to your specific requirements!


Rely on our up-to-date and in-depth industry insights gained through regularly attending most of the conventions, locally, nationally and internationally, including one of the most prestigious industry events - Million Dollar Round Table (MDRT) that acknowledged our President’s performance!

Glorious Past & Bright Future

Relax and feel comfortable every time you get in touch with us. We strongly believe that a client provides us an outstanding opportunity to make a meaningful and valuable difference in his/her life based on our integrity, expertise, dedication and commitment to serve our clients for life!

Please join us to light up your life with Five Ways Financial.

Five Ways Financial Inc.

3 Glenayr Road
Richmond Hill, ON
L4B 2J5, Canada

Reach Us

Office Hours:
Monday - Friday
9:00AM to 5:00PM

Saturday & Sunday
Appointment Only

(905) 918-0099

Mohammed Jaffer
Mobile (416) 562-2366

1 (888) 893-4906